Insurance Coverage
Nossaman insurance coverage attorneys advise policyholders on all aspects of insurance law and have built a strong track record in trial and appellate courts. We have recovered hundreds of millions of dollars in coverage for our clients, which include public and private entities in the water, construction, aerospace and manufacturing industries, healthcare providers, and employers.
Our expertise and reputation for success in handling insurance coverage matters allow us to achieve highly-favorable settlements for clients, including obtaining defense and/or indemnity coverage without litigation. However, it often is necessary to take a matter to trial in order to achieve a client's goals.
Nossaman routinely represents policyholders in trial and appellate courts, where we have obtained groundbreaking decisions in the field of insurance coverage. See, e.g., Horace Mann Ins. Co. v. Barbara B., 4 Cal 4th 1076, 1081 (1993), where it was decided that once an allegation in an underlying complaint triggers the insurer's defense obligation, it must defend the entire lawsuit.
Additionally, we frequently advise clients, and when necessary, litigate the following key issues:
- Available coverages and choices about coverage clauses where such things may be negotiable, which they are often not.
- Whether and how claims should be presented to carriers.
- Whether third parties' insurance can be reached for our clients' claims, or for our clients' defenses.
- Insurance coverage for defense and indemnity.
Nossaman insurance coverage attorneys regularly comment on legal developments, news, and events impacting insurance policyholders on the California Insurance Law Observer blog. We encourage dialogue on the variety of insurance issues covered and invite you to join the discussion.